Who Can Apply?

We welcome homeowners, council tenants, private tenants, housing association tenants or people living with parents. We help people with good or bad credit history.

Qualification is easy:

1. You must be 18 or over
2. Are employed
3. Earn at least £500 per month
4. Be a UK resident
5. Have a current bank account with a debit card

Will You Credit Check Me?

No, we will not undertake a credit check on you. We will check that you live where you say you do, but we will not undertake a full credit check. Taking a loan with us has no effect on your credit rating unless you don't pay it back!